About Us

Welcome to Backbone Chit Fund. Your Trusted Partner in Financial Services.
We are dedicated to providing a secure, transparent, and reliable chit fund system that helps individuals and businesses achieve their financial goals with ease.



About Us Video
Managing Director (Anu Manikandan)

Our Foundation and Growth

Backbone Chit Funds Pvt Ltd was founded on March 2, 2025, by Mr. Manikandan and Mrs. Anu Manikandan with the core mission of being “Your trusted partner in financial empowerment through safe and transparent chit fund solutions.”

We are currently operating three successful branches in Coimbatore, Salem, and Madurai, and are in the process of expanding into six more districts. With a dedicated workforce of 46 full-time employees and over 100 freelancers, we operate 24/7 to serve our subscribers with commitment and efficiency.


Our Mission and Services

Backbone Chit Funds Pvt Ltd was established to make savings and credit accessible to all. Over time, we have become a reliable and trusted name in the Chit Finance sector. We specialize in offering well-structured, flexible, and secure chit fund schemes designed for individuals, families, and businesses across all walks of life. With a strong foundation built on integrity, transparency, and customer trust, our focus is to provide timely and hassle-free financial support.

Our dedicated team ensures that every subscriber receives personalized service, clear communication, and full compliance with regulatory norms. At Backbone Chit Funds Pvt Ltd, we don’t just manage funds — we build financial confidence and long-term relationships.

About Us Video
CEO (V.Manikandan)

Vision

* To redefine chit funds as a smart, secure and accessible savings and investment option for people from all walks of life.

* To continuously innovate our chit fund solutions, leveraging technology to provide a seamless experience.

Mission

* To operate with the highest standards of transparency, integrity, and accountability ensuring our customers have complete confidence in our services.

* To provide accessible and flexible financial solutions, helping individuals and businesses achieve their goals through disciplined savings and timely access to funds.

Core Values

* We prioritize honesty and transparency, ensuring customers have complete confidence in our chit fund services.

* Our chit funds are designed to uplift communities by providing easy access to credit, savings, and opportunities tailored to their needs.