Our Achievements

Performance, Customer Success, and Innovation

Our branch has demonstrated exceptional performance and growth, achieving the highest monthly disbursement of ₹14.30 Cr and consistently ranking among the Top 3 branches regionally in personal loan performance. Through dedication to customer success, we processed over 100,000+ successful applications, significantly improving customer satisfaction. The average loan processing time was reduced from 72 hours to just 24 hours, and we maintained an impressive 95%+ positive customer feedback rating.

In a move toward innovation and efficiency, we digitized the entire loan onboarding process, making it 100% paperless. The implementation of a new Lead Management System resulted in a 30% increase in conversions. We also introduced local language support, enhancing communication and improving the overall customer experience.

Team Growth, Recognition, and Leadership

The team expanded by 20% to accommodate growing demand and consistently conducted Friday knowledge-sharing and skill development sessions. We are proud to report zero compliance issues during internal audits, reflecting our commitment to integrity and discipline. Our branch was awarded "Best Performing Branch" in three regions, while several team members received "Star Performer" awards for their excellence.

In the personal loan segment, we achieved outstanding business growth, surpassing ₹14.30 Cr in disbursements last year and exceeding annual targets by 120%. Month-on-month volume growth remained steady, and we were recognized as a "High-Performance Branch" for our collaborative efforts. Team members were individually acknowledged for their contributions in sales and service. Our branch was honored with the "Fastest Growing Branch – Personal Loans" award and featured in the regional bulletin as a model for performance and operational discipline, setting benchmarks in both quality and volume.

About Us Video

About Us

Who We Are & What We Do

Backbone Chit Funds Pvt. Ltd was founded on March 2, 2025, by Mr. Manikandan and Mrs. Anu Manikandan, with a vision to be a trusted partner in financial empowerment through safe and transparent chit fund solutions. With 3 active branches in Coimbatore, Salem, and Madurai, and expansion plans into 6 more districts, we operate with a team of 46 dedicated employees and over 100 freelancers, serving clients 24/7.

We offer flexible and secure chit fund schemes for individuals, families, and businesses across all walks of life. Our strong foundation is built on integrity, transparency, and customer trust, making us a reliable name in the chit finance sector. At Backbone, we provide timely, hassle-free financial support, with a focus on personalized service and full compliance with regulatory norms. We don’t just manage funds — we build financial confidence and long-term relationships.






Why Choose Us?

If you’re looking for reason to choose one chit funds.
Here are some key advantages,

1. Trusted and reliable ,. We have a strong reputation for transparency reliability in the chit funds industry, ensuring your money is safe and well managed.

2. Flexible Plans , We offer a variety of chit schemes tailored to different financial needs whether your saving for personal goals, business investment or emergencies.

3. High Returns and Low risk (doubt), Unlike traditional saving options chit fund provide access to lump sum amount while maintain financial discipline with competitive returns compare to banks

4. Easy and Hassle – Free Process , Our process straight forward, with minimum documentation, easy monthly payments and timely fund relies

5. Customer Centric Approach , We prioritize customer’s satisfaction offering dedicated support, transparent auctions And users friendly platform


Our Best Scheme

We know the needs of the customers and provide chits that can meet their needs.

Scheme 1
1,00,000
Chit Scheme
Scheme 2
2,00,000
Chit Scheme
Scheme 3
5,00,000
Chit Scheme
Scheme 4
10,00,000
Chit Scheme
Scheme 5
5,00,000
Chit Scheme
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Happy Clients
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Branches in India
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Banking Partners
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Active Schemes